Mortgage Rates Dip

Published November 28, 2025

Freddie Mac released its latest Primary Mortgage Market Survey on Wednesday, November 26. The survey showed mortgage rates decreasing on the eve of the Thanksgiving holiday.

This week, the 30-year fixed rate mortgage averaged 6.23%, down from last week’s average of 6.26%. Last year at this time, the 30-year fixed rate mortgage averaged 6.81%.

The 15-year fixed rate mortgage averaged 5.51% this week, down from last week’s 5.54%. During the same week last year, the 15-year fixed rate mortgage averaged 6.10%.

“Heading into the Thanksgiving holiday, mortgage rates decreased,” said Freddie Mac’s Chief Economist, Sam Khater. “With pending home sales at the highest level since last November, homebuyer activity continues to show resilience as we near the end of the year.”

Based on published national averages, the savings rate was 0.40% as of 11/17. The one-year CD averaged 1.64%.

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